



Refer and earn with GXS Bank
Earn S$8 for every friend you successfully refer to open a GXS Savings Account!
Your friend can enjoy S$12 cashback for every S$5,000 deposit.
And the best part? There's no limit to how many friends you can refer. Refer, earn, repeat!
Offer ends 28 Feb 2026. Full T&Cs can be found here.
refer and earn in 3 easy steps


Attractive interest rate
Get quick cash with GXS FlexiLoan, now from 0% interest (EIR 4.13% p.a.) with Balance Transfer.
Flexible drawdown
and fast cash
A credit line at your fingertips. Draw what you need, when you need it, from as little as S$200. Receive your funds within minutes in your preferred bank account. When unexpected expenses strike, get your money lightning-fast in your account — no stress!
Flexible repayments
You’re in control - choose a repayment plan that works for you. For instalment loan, select a repayment tenure ranging from 2 to 60 months with an equal monthly repayment or a 0% Balance Transfer loan with just a one-time processing fee to kick things off, from a minimum tenure of 4 months.

Attractive interest rate
Get quick cash with GXS FlexiLoan, now from 0% interest (EIR 4.13% p.a.) with Balance Transfer.
Flexible drawdown and fast cash
A credit line at your fingertips. Draw what you need, when you need it, from as little as S$200. Receive your funds within minutes in your preferred bank account. When unexpected expenses strike, get your money lightning-fast in your account — no stress!

Flexible repayments
You’re in control - choose a repayment plan that works for you. For instalment loan, select a repayment tenure ranging from 2 to 60 months with an equal monthly repayment or a 0% Balance Transfer loan with just a one-time processing fee to kick things off, from a minimum tenure of 4 months.



Send your code to friends
Find your unique referral code in your email or within your GXS app inbox, and send it to your friend.
Get your friend on board
Your friend will have to successfully sign up for either a GXS Savings Account using your unique referral code by 28 February 2026.
Time to cash In
Get S$8 for each friend you successfully refer!
There are no limits to how many friends you can refer.

Send your code to your friends
Find your unique referral code in your email or within your GXS app inbox, and send it to your friend.

Get your friend on board
Your friend will have to successfully sign up for either a GXS Savings Account, GXS FlexiCard or GXS FlexiLoan using your unique referral code by 31 August 2025.

Time to cash in
Get S$6 for each friend you successfully refer, and an upsized S$60 for every 6 friends you refer!
There are no limits to how many friends you can refer.
FAQ
All GXS Bank customers are welcome to participate in this campaign!
Simply refer your family and friends to apply for a GXS Savings Account using your unique referral code, which can be found within your GXS Bank app Message Centre or email from GXS Bank.
To qualify as a successful referral, your referee has to successfully open a GXS Savings Account using your unique referral code to be eligible.
Refer to our terms and conditions.
If you've just opened a GXS Bank account with us and do not see your referral code, don't worry! You will receive the referral code within 2 days from the time you open your account.
You can refer your friends who are new to GXS Bank, to sign up for a GXS Savings Account.
Your referee has to successfully open a GXS Savings Account using your unique referral code to be eligible.
The sky’s the limit! Keep sending those referrals our way!
Referral cashback is limited to the first 1,000 Successful Referrals during the Referral Campaign Period. So be sure to do it now!
You will only receive one cash reward for each friend that you refer, regardless of the number of GXS Bank products he/she successfully signed up for.
