FLEX
EX
A loan that fits your needs
And stretches to your goals
Instant cash with GXS FlexiLoan
Get a quick cash boost with GXS FlexiLoan, now at 0% interest with Balance Transfer.
One GXS
Account
FLEXI
LOAN
FLEXI
LOAN
FLEXI
LOAN
Balance Transfer
Instant cash at 0% interest, with a low one-time fee and low monthly repayments.
p.a.
Instalment Loan
Low interest rates from 2.99% p.a. (EIR 5.65% p.a.), no fees and equal monthly repayments.
Find out moreEnjoy a flexible cash boost with an Instalment Loan
and customise a loan that works for you.
Enjoy a flexible cash boost with an Instalment Loan and customise a loan that works for you.
Low rates.
2.99%p.a.
No fees.
Late interest is chargeable upon late repayment.
Fees apply for Balance Transfer
Flexible
borrowing.
No interest is charged if no drawdowns are made.
Flexible repayments.
Download the app.
Get the GXS app and sign up for a GXS FlexiLoan account today. Easily view your available credit limit and interest rate.
Download nowCustomise your loan.
Enter your loan amount, choose your repayment tenure (2 to 60 months) and select your preferred monthly repayment date.
Get cash in minutes.
Receive the funds in your preferred bank account within minutes.
Up to S$100 cashback
when you sign up
Cashback
Sign up for a GXS Savings Account1 and deposit S$5k (min. 3 month hold).
Cashback
Just spend S$200 on your GXS Debit Card or GXS FlexiCard.
Cashback
Sign up for a GXS FlexiLoan and draw down S$10k from your Balance Transfer
(min. 9 month tenure).
Terms and conditions apply here.
READY?
CONGRATULATIONS TO OUR JUNE WINNERS!
CONGRATULATIONS TO OUR MAY WINNERS!
CONGRATULATIONS TO OUR APRIL WINNERS!
Got questions?
We got answers.
What is a GXS FlexiLoan?
The GXS FlexiLoan is a credit line you can draw multiple loans from, up to your credit limit. Apply within minutes, choose your tenure and repayment date, all within your GXS app. You can even save on interest when you repay early, with no fees charged. We don't call it a FlexiLoan for nothing!
Am I eligible for a GXS FlexiLoan?
You can apply for a GXS FlexiLoan if you are:
- Aged between 21 and 65 years old;
- A Singapore Citizen or a Singapore Permanent Resident; and
- With a minimum annual income of S$20,000
Where can I find my GXS FlexiLoan interest rate?
Your interest rate (APR and EIR) will be shared with you upon successful application along with your assigned credit limit, so that you have all the details you need to make an informed decision on whether you wish to take on the GXS FlexiLoan.
You may also find your interest rate within the GXS FlexiLoan home screen right beneath your credit limit.
How is my GXS FlexiLoan interest calculated?
Interest is calculated on a daily, non-compounding basis. This means that interest is only charged on your outstanding GXS FlexiLoan balance of the day. So you get to enjoy interest savings if you repay early, since your outstanding GXS FlexiLoan balance has been further reduced.
What are the fees I need to pay for my GXS FlexiLoan?
Lucky you! There are zero fees involved, whether for prepayment, processing or late payment. We won't even charge you for paying early, and on top of that, you get to enjoy interest savings!
While there are no fees, you will still be charged late interest at a default rate of 18% p.a. for late payments. Simply repay early or on time to avoid this.
Homegrown bank, backed by homegrown parents
GXS holds a bank license issued by the Monetary Authority of Singapore.
It is backed by a consortium consisting of Grab Holdings Inc., Southeast Asia’s leading super app and Singtel, Asia’s leading communications technology group.
GXS is a separate entity and is not associated with Grab Holdings, Singtel and their entities. The GXS Savings Account is provided by GXS.
