With immediate effect from 21 January 2026, the GXS FlexiLoan Terms will be revised as follows:
(1) “GXS FlexiLoan Terms and Conditions” will be renamed to “GXS FlexiLoan Terms”.
(2) A new Section B(2): GXS FlexiLoan – FlexiPay (“FlexiPay”) setting out the terms and conditions governing FlexiPay (“FlexiPay Terms”) will be introduced to the GXS FlexiLoan Terms.
(3) With the introduction of FlexiPay and the FlexiPay Terms, Sections B and B(1) will be amended as follows:
(a) Section B:
● Section B will be renamed from “GXS FlexiLoan Terms and Conditions” to “GXS FlexiLoan Account Terms”
● “Credit limit” will be referred to as “general credit limit”
● “Instalments” will be referred to as “repayment amounts”
● Clause B1.1, Clause B2.1, Clause B3.1, Clause B5.1, Clause B6.1 will be amended to incorporate references to FlexiPay Terms and/or FlexiPay features
● New Clause B4.3 in relation to the tenure for each Instalment Loan, which was previously set out in Clause B4.1
● Clause B12.1 will be amended as follows:
○ new definitions of "Balance Transfer Loan", “FlexiPay”, “Instalment Loan” and “outstanding balance”
○ revised definitions of “GXS FLexiLoan” and “uncommitted loan” (which shall now include “uncommitted facility”)
(b) Section B(1):
● Section B(1) will be renamed from “B(1): GXS FlexiLoan – Balance Transfer Terms and Conditions” to “Section B(1): GXS FlexiLoan – Balance Transfer Terms”
(c) Clarificatory and editorial amendments in Sections B and B(1) consequential to the above changes.
