Grow your money with GXS Invest.
Scan this QR code with your mobile phone camera to download the GXS Bank app now.
Effortless growth is here
With GXS Invest, enjoy easy, hassle-free investment options starting from just S$10, with no lock-in and no transaction or platform fees.
Get started with GXS Invest today and enjoy up to S$300 cashback! Find out more here.
GXS Invest is available to all GXS Savings Account customers.
Terms & conditions apply.
What is GXS Invest?
Expertly curated funds
Diversified
Generate stable growth with a simple, diversified solution that gives you exposure to stocks, bonds and gold in a single fund.
Growth
Grow your long-term wealth with top global growth stocks.
Rated Morningstar 5-star for 1 year, 3 year and 5 year time periods (as of Dec 2025)
Gold
Get access to Singapore's 1st physical gold fund.
Bond
Preserve your capital with high quality government and corporate bonds.
“Top Fund Award - Outstanding Achiever” at the Benchmark Fund of the Year Awards 2022 (for SGD Fixed Income)
Cash Plus
Earn higher potential returns than a typical savings account with Singapore's largest money market fund.
Rated 5 Stars by Mercer FundWatch
How to interpret risk levels?
Minimal price movements, focuses on capital preservation.
Focuses on consistency but may experience short-term fluctuations.
Expect more noticeable ups & downs in the event of market shifts.
Higher growth potential with the expectation of large market swings.
Highly tactical or concentrated with the possibility of large price volatility.
Our Chilli Ratings are designed as a visual guide to illustrate the relative risk and price fluctuations between the funds we offer, in order to better help you compare our funds. A lower rating does not mean that an investment is risk-free, nor does a higher rating guarantee higher returns. You are responsible for your own investment decisions. The ratings are not investment advice or recommendations, and should not be taken as prediction, projection or forecast of future performance. All investments come with risks, and you may lose all or part of your investment.
Investing made easy
Expertly chosen and managed.
All funds are managed for you by Fullerton Fund Management and LionGlobal Investors.
Diversify with ease.
Diversifying your investments can help to reduce overall risk and minimise the impact of market volatility.
Easy to start, no lock-in.
New funds, bigger rewards!
Enjoy up to S$300 cashback when you invest into any of the 5 funds on GXS Invest from 18 May to 31 July 2026*.
Example 1:
Andy invests S$10K into GXS Invest Bond, S$20K into GXS Invest Diversified and S$20K into GXS Invest Growth. He will get a total of S$240 in cashback (S$200 + S$20 + S$20).
Example 2:
Natasha invests S$10K into GXS Invest Diversified and S$10K into GXS Invest Gold. She will get a total of S$70 in cashback (S$60 + S$10).
Refer, earn, repeat
Share your unique referral code with your friends and stack up those referral rewards. The more you refer, the more you earn^!
for every new customer who signs up with GXS Bank and invests a minumum of S$5,000 with GXS Invest.
Find your unique referral code at GXS Bank app > 'Me' tab > Share with Friends.
when they invest into any of the 5 funds on GXS Invest. Tap here for more details.
Invest in just 3 easy steps.
Terms & Conditions apply.
Invest in just 3 easy steps.
Terms & Conditions apply.
READY?
Get started with a GXS Savings Account on the GXS Bank app today.
Got questions?
We got answers.
Can you provide more details of the funds under GXS Invest?
GXS Invest offers five distinct portfolios managed by Fullerton Fund Management or Lion Global Investors.
GXS Invest Cash Plus
Fund: Fullerton SGD Cash Fund (Class G)
Focus: Selected SGD deposits and Singapore Government Bills.
Objective: Competitive returns relative to benchmarks via the largest SGD money market fund in Singapore.
GXS Invest Bond
Fund: Fullerton Short Term Interest Rate Fund (Class C)
Focus: Short-dated, high-quality bonds.
Objective: Medium-term capital appreciation and capital preservation.
GXS Invest Growth
Fund: Fullerton Lux Funds - Global Absolute Alpha SGD (Acc)
Focus: High-conviction global stocks (e.g., Technology, AI, Healthcare, and China "A" shares).
Objective: Long-term positive returns across global market cycles.
GXS Invest Diversified
Fund: LionGlobal Dynamic Core Income Fund SGD (Acc)
Focus: Multi-asset allocation:
- Equities: 30% – 70%
- Bonds: 30% – 70%
- Gold Instruments: 0% – 10%
- Cash Equivalents: 0% – 10%
Objective: "All-weather" growth through dynamic shifts based on global economic signals.
GXS Invest Gold
Fund: LionGlobal Singapore Physical Gold Fund - SGD Hedged (Acc)
Focus: Physical gold bars (minimum 99.5% fineness) vaulted in Singapore.
Objective: Tracks the LBMA Gold Price AM benchmark; includes currency hedging to SGD.
Where can I find the fund documents?
If you do not have a GXS Invest Account yet, you may find the fund documents with these steps:
1. Log in to the GXS Bank app
2. Tap on ‘Explore GXS Invest’
3. Tap on any fund you might be interested in
4. Scroll down to ‘Documents’
If you have an existing GXS Invest Account, you may find the fund documents with these steps:
1. Go to the GXS Invest home screen
2. Tap on ‘+’ icon
3. Tap on any fund you might be interested in
4. Scroll down to ‘Documents’
Alternatively, you can also access the documents through the respective fund management company’s official website.
Where can I find the funds' historical fund pricing?
You may access the fund’s historical pricing via the Fund official website.
Fullerton Fund Management
- GXS Invest Cash Plus
- GXS Invest Bond
- GXS Invest Growth
Lion Global Investors
What does each value in my investment holdings details mean?
Current Value: The market value of your holdings based on the latest published unit price.
- Formula: $Current Value = Unit Holdings x Unit Price$
- Example: 1,000 unit holdings x S$1.203 unit price = S$1,203 current value
- Note: Allocated units from 'Buy' orders appear upon completion; units from 'Sell' orders are removed upon completion.
Total Returns: The cumulative gain or loss since your initial investment.
- Unrealised Returns: Profit or loss from investments you currently own.
- Realised Returns: Profit or loss from investments you have already sold.
Unit Holdings: The total number of units owned in the fund and available for sale.
Unit Price: The latest published Net Asset Value (NAV) per unit.
- Note: Published prices are indicative and may change between order submission and processing.
What is a cut-off time?
The cut-off time is the specific time on a given dealing day that your transaction will be considered for that day's value. It’s important to know this time so you can plan and make sure your transaction is recorded correctly.
The respective fund’s cut-off timings are as follows:
1. GXS Invest Cash Plus: 3.30pm SGT
2. GXS Invest Bond: 3.30pm SGT
3. GXS Invest Diversified: 3.00pm SGT
4. GXS Invest Growth: 7.15pm SGT
5. GXS Invest Gold: 11.15am SGT
If you do not have a GXS Invest Account yet, you may find the fund’s cut-off time with these steps:
1. Log in to the GXS app
2. Tap on ‘Explore GXS Invest’
3. Scroll down and tap on any of the fund
4. Tap on ‘Fund Details’
If you have an existing GXS Invest Account, you may find the fund’s cut-off time with these steps:
1. Go to the GXS Invest home screen
2. Tap on ‘+’ icon
3. Scroll down and tap on any of the fund
4. Tap on ‘Fund Details’
Homegrown bank, backed by homegrown parents
GXS holds a bank license issued by the Monetary Authority of Singapore.
It is backed by a consortium consisting of Grab Holdings Inc., Southeast Asia’s leading super app and Singtel, Asia’s leading communications technology group.
GXS is a separate entity and is not associated with Grab Holdings, Singtel and their entities. The GXS Savings Account is provided by GXS.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Please visit www.gxs.com.sg/invest-account-terms for full terms and conditions that apply.
All investments come with risks, and you may lose all or part of your investment. Investments are not deposits and should not be treated as deposits.
You acknowledge that prior to making an investment, you have received, read and understood the relevant prospectus or other offering document and, where applicable, the product highlights sheet or other materials or documents relating to the investment product which you are applying to invest into, and agree to be bound by the prospectus and offering and constitutive documents of the investment product.
Past performance of an investment does not necessarily reflect its future performance. Any indicative return and/or distribution rate (where applicable) is for illustrative purposes only, and is not a prediction, projection or forecast of the future performance of the investment. There is no guarantee that the indicative return and/or distribution rate (where applicable) will be achieved. The value of investments and investment returns (including dividends, distributions, income or other returns) may rise or fall.
Prior to making an investment, you represent and warrant that you are fully aware of the risks involved in the investment, including the risks set out in the Invest Account Terms, and you undertake all investments and investment transactions at your sole risk.
You are responsible for your own investment decisions. We do not offer investment advice of any nature, and any information which we provide is not offered as investment advice or recommendations. Any such information which we provide is intended for general circulation and does not take into account the specific investment objectives, financial situation or particular needs of any particular person. You shall place no reliance on us as giving you any advice or making any recommendations. You should seek your own independent financial, professional or other advice if necessary.
Unless we inform you otherwise, we are acting as your agent in the investment transaction.
