Get more with GXS Bank
Student Exclusive Perks made for you.
Unlock perks that make your student life easier (and more fun). With GXS Savings Account, GXS Debit Card, and GXS FlexiCard, we’ve got everything you need to save smarter, spend smarter, and live smarter.
Currently open to SMU students—and rolling out to more universities soon!
Student Perks you'll love:
Save smarter, chill harder.
Earn up to 2.98% p.a. Interest with your GXS Savings Account – That’s 2.58% p.a. with Boost Pocket + an exclusive 0.4% p.a. bonus interest just for students, helping you hit your goals faster.
The additional bonus interest for students is paid only on the first S$5,000 of your balances in your GXS Savings Account (total in Main Account, Saving Pockets and Boost Pockets) for 6 months from May 2025.
Flex your way to more cashback.
Get 100% cashback on your first S$30 eligible spend on GXS FlexiCard - the no-interest credit card perfect for students!
While there is no minimum income requirement, only students aged 21 and above may hold a GXS FlexiCard.
Free
for
students subscription for first 2 months.
Rides to class? Food delivery? We’ve got you covered with exclusive student perks worth up to S$43.50 per month (limited time only):
Enjoy Free Delivery on selected GrabFood & GrabMart stores, up to 30% OFF Food deals and more.
Plus, enjoy limited-time, student-exclusive deals from your favourite brands such as Nike, The Paper Bunny, The Editor’s Market and more!
Save on Singtel plans.
Talk, text, scroll, and stream with special deals on Singtel Mobile Plans. Unlock student-only discounts and perks on GOMO, Prepaid, and YAY plans.
Level UP your investments and get rewarded!
Get up to S$90 worth of rewards when you invest with UP, including S$30 Grab vouchers, S$30 worth of S&P ETF, and S$30 cash credit when you invest with UP, a new MAS-licensed, beginner-friendly investing app!
Note: You are responsible for your own investment decisions and you undertake all investments and investment transactions at your sole risk. GXS Bank does not offer investment advice of any nature, and any information which we provide is not offered as investment advice or recommendations. Any such information which we provide is intended for general circulation and does not take into account the specific investment objectives, financial situation or particular needs of any particular person. You shall place no reliance on us as giving you any advice or making any recommendations. You should seek your own independent financial, professional or other advice if necessary.
S$15
(S$12 for 1st 3 months)
S$12.80
(U.P S$15)
S$19.90
300GB
500 local mins
500 SMS
6GB roaming data*
12 months 5G boost
150GB 5G data
S$15 credits
50GB
1000 IDD mins
2500 local mins
Free 12 month 5G Boost (Worth S$10.18)
Free 12 months
200GB 5G
Free VIU premium worth S$19.90
10GB Roaming data (Malaysia, Bangladesh, India, Indonesia, Thailand)
*Roaming data to Malaysia, Indonesia, Thailand, Taiwan, Australia
The products that work for you.
GXS Savings Account
Save like a pro.
Earn up to 2.98% p.a. Interest with your GXS Savings Account – That’s 2.58% p.a. with Boost Pocket + an exclusive 0.4% p.a. bonus interest just for students, helping you hit your goals faster.
Set savings goals with customisable Saving Pockets.
GXS Debit Card
Spend and be rewarded.
Earn cashback on eligible transactions.
No annual fees or foreign transaction fees.
GXS FlexiCard
Flexible credit for life's unexpected moments.
No minimum income required.
Earn cashback on daily spending.
No annual fees or foreign transaction fees.
S$30 welcome cashback for students with min. S$30 spend.
Note: GXS FlexiCard is available to those aged 21 and above.
Sign up in minutes.
Download the GXS Bank app and sign up for GXS Savings Account and/or GXS FlexiCard using your eligible student email to get started in just a few clicks.
*Do ensure that you have read and are agreeable to the terms and conditions before you sign up.
Activate your perks.
Once you have successfully signed up, you’ll receive simple instructions to unlock your GrabUnlimited benefits and exclusive Singtel plans. Easy peasy.
Earn your bonus interest and/or cashback.
Deposit funds to your GXS Savings Account to start earning your bonus interest on the first S$5,000. Cha-Ching! Spend on your GXS FlexiCard (min S$30) to earn your S$30 cashback.
Got questions?
We got answers.
How do I qualify for this promotion?
Simply sign up using your eligible school email by 30 April 2025. Do ensure that the email address in your Singpass is updated with your school email. Currently this promotion is only available for Singapore Management University (SMU) students.
How do I enjoy my perks?
Within 2 days of successfully signing up for GXS Savings Account or GXS FlexiCard, you will receive a Welcome eDM containing details of the additional perks.
- Bonus interest for GXS Savings Account: Deposit funds into your GXS Savings Account to earn bonus interest on your funds up to the first S$5,000.
- S$30 cashback with GXS FlexiCard: You will need to make a min spend of S$30 on eligible transactions by 31 May 2025 to get your S$30 cashback. S$30 cashback will be credited to your GXS FlexiCard by 30 June 2025.
- Free GrabUnlimited for Students subscription for 2 months: You will need to register for your free GrabUnlimited for Students subscription with the unique link provided in the eDM.
- Student-only discounts on Singtel plans: Sign up for eligible Singtel plans using the unique Singtel promo code provided in the eDM.
- Get rewarded when you invest with UP, a new MAS-licensed, beginner-friendly investing app!
Here’s how to unlock each reward:
- SGD30 Grab voucher: Open a new UP account using the promo code in the email.
- Up to SGD30 in US stocks: Fund any amount, any currency and keep a positive balance.
- SGD30 cash credit: Create your SaveUP plan (Regular Savings Plan) and complete at least one SaveUP during the campaign.
For more information on UP benefits and UP terms and conditions click here.
Note: You are responsible for your own investment decisions and you undertake all investments and investment transactions at your sole risk. GXS Bank does not offer investment advice of any nature, and any information which we provide is not offered as investment advice or recommendations. Any such information which we provide is intended for general circulation and does not take into account the specific investment objectives, financial situation or particular needs of any particular person. You shall place no reliance on us as giving you any advice or making any recommendations. You should seek your own independent financial, professional or other advice if necessary.
How long will I receive the additional 0.4% p.a bonus interest for?
The additional bonus interest will be paid on the first S$5,000 of your GXS Savings Account balances, for the months May to October 2025. Bonus interest will be credited on a monthly basis, within 14 business days after each calendar month.
Homegrown bank, backed by homegrown parents
GXS holds a bank license issued by the Monetary Authority of Singapore.
It is backed by a consortium consisting of Grab Holdings Inc., Southeast Asia’s leading super app and Singtel, Asia’s leading communications technology group.
GXS is a separate entity and is not associated with Grab Holdings, Singtel and their entities. The GXS Savings Account is provided by GXS.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
GXS Bank is a separate entity and is not associated with the businesses of Grab Holdings, Singtel, SMU, CGS International, and their entities. The GXS Savings Account, GXS Debit Card and GXS FlexiCard are provided by GXS Bank. GXS Bank holds a banking licence and is regulated by the Monetary Authority of Singapore.
For full terms and conditions for Student Perks click here.
For GXS Bank product terms and conditions click here.
*Eligibility checks apply. Offer is valid only for individuals who are students from eligible institutions.
